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There is a widespread belief in South Africa that a person has complete freedom when writing a will. Many believe they can
Practical Habits for Building Long-Term Wealth
Many people associate wealth with high earnings, successful investments, or owning valuable assets. While these deliver a significant advantage, wealth is usually
VAT: The Difference Between Standard-Rated, Zero-Rated, and Exempt Supplies
Value-added tax (VAT) is one of South Africa’s most significant indirect taxes, affecting businesses and consumers alike. However, while most people know
Why Profitable South African Businesses Go Broke
It is one of the most frustrating and dangerous scenarios in business: your quarterly management accounts show a healthy profit, your sales
SA Payroll and Tax Compliance for Non-Resident Employers
The 2026 Budget sorts out the PAYE anomaly, but is silent on SDL and UIF. A 2023 amendment to Paragraph 2(1)(b) of
Auto-Assessments: Not Necessarily Final
Every year, millions of South Africans receive a SARS auto-assessment based on data that SARS already holds. However, while SARS has enhanced
The Financial Blind Spots That Put SMEs at Risk
Most small businesses do not fail because they lack ambition or attract the wrong market. They fail when the numbers no longer
Choosing the Right Company Structure in 2026
When you launch or restructure a business in South Africa, most SMEs and investors choose between three options: a private company (Pty
It’s Never Too Early (or Too Late) to Start Investing
Ask most South Africans why they haven’t started investing yet, and you’ll probably hear the same answers: These are all understandable feelings,