There is a widespread belief in South Africa that a person has complete freedom when writing a will. Many believe they can leave their entire estate to a charity, a new partner,

Many people associate wealth with high earnings, successful investments, or owning valuable assets. While these deliver a significant advantage, wealth is usually built much earlier in simpler ways by carefully managing income

Value-added tax (VAT) is one of South Africa’s most significant indirect taxes, affecting businesses and consumers alike. However, while most people know that the standard VAT rate is 15%, fewer understand that

It is one of the most frustrating and dangerous scenarios in business: your quarterly management accounts show a healthy profit, your sales team is celebrating record deals, yet your bank account is

The 2026 Budget sorts out the PAYE anomaly, but is silent on SDL and UIF. A 2023 amendment to Paragraph 2(1)(b) of the Fourth Schedule to the Income Tax Act requires non-resident

Every year, millions of South Africans receive a SARS auto-assessment based on data that SARS already holds. However, while SARS has enhanced parts of its auto-assessment process and online tax assistant, it’s

Most small businesses do not fail because they lack ambition or attract the wrong market. They fail when the numbers no longer show what is really happening inside the business. When forecasts

When you launch or restructure a business in South Africa, most SMEs and investors choose between three options: a private company (Pty Ltd), a trust, or a hybrid structure, which combines the